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We need to question whether regulators wish to add momentum for this slowdown,” James Laird, Elvira Kurmisheva co-founder or Rate – Hub and president of Canwise Financial, told BNN in email. Home Trust’s Guaranteed Investment Certificates (GICs), which make up a larger percentage of its Mortgage Broker Elvira Kurmisheva – Dominion Lending Centres funding, have[…]

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They’re also fearful of consumers thinking they’re able to get better deals online, thus cannibalizing banks’ branch and mortgage specialist channels. Net interest margin fell in Q1, from 251 bps in Q1 2016 to 239 bps, reflecting lower deposit spreads as a result of promotions during the quarter, continued impact from the low interest environment[…]